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3 Steps To Keep Your Groceries From Killing Your Budget

My wife and I facilitate a personal finance course called Financial Peace University from Ramsey Solutions. Seems the hardest part of the class for most is getting their heads around organizing a budget. And, without a solid budget, there is little hope for getting your financial house in order. Continue reading 3 Steps To Keep Your Groceries From Killing Your Budget

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Why does a 10 year old need a smart phone?

I just don’t get it… everywhere I turn, 5 year olds, 8 year olds, 10…14…why? Why does a CHILD need a smartphone? The only answer to this question is… they don’t! There just isn’t a single, solid, based-in-logic reason why a child under the age of “you can pay for it yourself” that NEEDS a smartphone. Period!

Continue reading Why does a 10 year old need a smart phone?

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