My wife and I facilitate a personal finance course called Financial Peace University from Ramsey Solutions. Seems the hardest part of the class for most is getting their heads around organizing a budget. And, without a solid budget, there is little hope for getting your financial house in order. Continue reading 3 Steps To Keep Your Groceries From Killing Your Budget
I just don’t get it… everywhere I turn, 5 year olds, 8 year olds, 10…14…why? Why does a CHILD need a smartphone? The only answer to this question is… they don’t! There just isn’t a single, solid, based-in-logic reason why a child under the age of “you can pay for it yourself” that NEEDS a smartphone. Period!
We live our lives full of stuff, most of it not “needed” but somewhere we heard we deserved it. If we had it, we’d impress our friends; if we didn’t have it, we’d be depriving ourselves or worse our kids – oh no, then we’d be bad parents. Our friends would say – “What? Little Samantha doesn’t have an iPhone 6?” You think to yourself, well she is 10, and I do need to be able to track where she is (there’s an APP for that)… Continue reading Why live debt free….
March 5, 2015 – Today is definitely the first day… not sure where this may lead, but one thing is for certain – I’m trying my darnedest to just follow… Continue reading The first day…